Introducers

Private Finance gives introducers exclusive access to bespoke mortgage solutions for their clients.

Founded in 1999, Private Finance specialises in clients who are high earning, high achieving individuals and the essence of the Private Finance service, delivered using the latest technology without losing the ‘personal touch’, is the quick and efficient arrangement of a suitable mortgage, leaving the client free to get on with their busy life.

Why specialist mortgage advice is needed now more than ever

Clients need more reassurance in the current economic environment because of more rigorous lending criteria. Loan to value thresholds vary significantly between lenders and determine what clients can afford and therefore pricing. Income criteria also differ markedly between lenders, who now have very different appetites (which vary from month to month) for doing business, impacting on service and pricing.

Valuation issues and delays can be caused by market uncertainty and bridging and ‘letting to buy’ are options to be seriously considered; such issues and options can be managed only by an experienced specialist mortgage broker, who is also well-placed to keep up with the increasing number of previously unheard of new entrants, including private banks, who are playing an increasingly important role at the top end of the market.

Most importantly, estate agents are having to manage buyers’ and sellers’ financial expectations and circumstances more rigorously than ever before. Where once a mortgage referral service was seen as an optional extra by estate agents, many are realising that such a service is an essential ‘insurance’ against the danger of chains breaking down because of lack of finance. And satisfactorily completed transactions mean happy vendors and purchasers.

If you would like to join the growing number of national estate agency networks and professionals who have signed introducer agreements with Private Finance, please contact Simon Checkley on 01992 514 900 or sjc@privatefinance.co.uk